Privacy Policy

Last Updated: June 1, 2025

Thank you for using Wealthii, a gamified financial literacy mobile application. This Privacy Policy explains how we collect, use, store, and share information about you when you use our mobile application and related services (collectively, the "Services").

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Who We Are

Wealthii is operated by Tide Turner Learning ("we," "us," or "our"). When we say "Wealthii," we're referring to our mobile application and all related services.

We reserve the right to update this Privacy Policy at any time. We will notify you of significant changes through the app or by email. Your continued use of Wealthii after changes are posted constitutes your acceptance of the updated Privacy Policy.

If you have questions about this Privacy Policy, please contact us at privacy@tideturnerlearning.com.

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Information We Collect

Information You Provide Directly

Account Information: When you create an account, we collect your email address and username.

Financial Learning Data: To provide personalized financial education, we collect your responses to financial literacy quizzes and assessments, as well as your learning progress and achievement data.

User-Generated Content: We collect information you choose to share, such as achievements or progress updates, and feedback and support requests.

Information We Collect Automatically

Usage Information: We collect data about how you use Wealthii, including features accessed and time spent in the app, learning units completed and quiz scores, game progression and achievements unlocked, and session frequency and duration.

Device Information: We may collect your device model, operating system, and version, IP address, and app version and crash reports.

Technical Data: We collect standard log information such as access times and dates, screens viewed and user interactions, and performance data and error reports.

Information from Third Parties

Authentication Services: If you sign in using third-party services like Apple ID or Google Account, we receive basic profile information such as your name and email, account verification status, and unique identifier tokens.

Analytics Partners: We work with analytics services that may collect aggregated usage patterns, performance metrics, and user engagement data.

Note: We do not collect actual financial account information, banking details, or sensitive financial data.

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How We Use Your Information

We use collected information to provide and improve our services in several key ways.

Provide Core Services: We use your information to deliver personalized financial education content tailored to your learning level and interests, track your learning progress and achievements to help you see your growth over time, enable gamification features such as badges, leaderboards, and challenges that make learning engaging, and provide customer support when you need assistance with the app.

Improve Our Services: We analyze usage patterns to enhance app functionality and make Wealthii more effective for all users, develop new features and educational content based on what our users find most valuable, fix bugs and improve app performance to ensure a smooth learning experience, and conduct research on financial literacy education effectiveness to advance the field of financial education.

Communicate With You: We send important app updates and notifications to keep you informed about new features and changes, provide educational tips and reminders to support your ongoing financial learning journey, respond to your questions and support requests in a timely manner, and send promotional communications about new features or content (only with your consent).

Legal and Security: We use your information to comply with applicable laws and regulations, protect against fraud and abuse to maintain a safe learning environment, enforce our Terms of Service to ensure fair use of our platform, and protect the rights and safety of all our users.

Legal Basis for Processing (EU/UK Users)

For users in the European Union and United Kingdom, we process your data based on several legal foundations. We rely on contract performance to provide Wealthii services you've requested, ensuring we can deliver the educational experience you signed up for. We also process data based on our legitimate interest to improve our services and prevent fraud, which helps us maintain a high-quality and secure platform for all users. For marketing communications and optional features, we process data based on your consent, which you can withdraw at any time. Finally, we may process your data to comply with legal obligations when required by applicable laws.

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How We Share Your Information

We only share your information in limited circumstances and take great care to protect your privacy in all our data sharing practices.

Service Providers: We work with trusted third parties who help us operate Wealthii, including cloud hosting and storage providers who securely store your data, analytics and crash reporting services that help us understand how the app performs, customer support platforms that enable us to assist you when needed, and email and notification services that allow us to communicate important information to you.

Legal Requirements: We may share information when required to comply with valid legal processes or government requests, investigate potential Terms of Service violations to maintain platform integrity, protect the rights, property, and safety of Wealthii, our users, or others, and detect and prevent fraud or security issues that could harm our community.

Business Transfers: If Wealthii is involved in a merger, acquisition, or sale of assets, user information may be transferred as part of that transaction.

With Your Consent: We may share information for other purposes with your explicit consent.

Aggregated Data: We may share non-personally identifiable, aggregated statistics about app usage with partners and researchers.

We do not sell personal information to third parties for monetary consideration.

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Data Security

We implement appropriate technical and organizational measures to protect your information and take data security seriously. Our security measures include encryption of data in transit and at rest to prevent unauthorized access, regular security assessments and updates to stay ahead of emerging threats, access controls and authentication requirements to ensure only authorized personnel can access your data, and monitoring for suspicious activities to detect and respond to potential security incidents quickly.

However, no method of transmission over the internet is 100% secure. While we strive to protect your information using industry-standard security practices, we cannot guarantee absolute security and encourage you to take steps to protect your own account, such as using strong passwords and keeping your login credentials confidential.

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Data Retention

We retain your information only as long as necessary to provide Wealthii services, comply with legal obligations, and resolve disputes and enforce agreements. Our data retention practices are designed to balance your privacy with our need to provide ongoing services and meet legal requirements.

Specifically, we retain account data until you delete your account, allowing you to maintain your profile and preferences as long as you use Wealthii. We retain learning progress data to maintain your educational journey and track your growth over time, ensuring you don't lose your achievements and progress. Log data is typically retained for 12 months to help us troubleshoot technical issues and improve app performance. Support communications are retained for 3 years to provide context for ongoing support needs and maintain service quality.

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Your Rights and Choices

You have several rights regarding your information and we're committed to making it easy for you to exercise these rights.

Account Management: You can access and update your profile information at any time within the app, and delete your account and associated data whenever you choose to stop using Wealthii.

Communication Preferences: You have full control over how we communicate with you, including the ability to opt out of promotional emails while still receiving important service updates, manage push notification settings to control what alerts you receive, and control in-app communication preferences to customize your experience.

Device Permissions: You can modify app permissions through your device settings to control what information Wealthii can access, and control access to camera, microphone, or other device features based on your comfort level and privacy preferences.

Legal Rights (EU/UK/California residents): You have additional rights including the right to access personal data we hold about you, right to correct inaccurate information to ensure your data is up-to-date, right to delete your personal data when it's no longer needed, right to restrict or object to processing in certain circumstances, right to data portability to move your information to other services, and right to withdraw consent for processing based on consent.

To exercise these rights, contact us at privacy@tideturnerlearning.com or use the account settings in the app.

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Children's Privacy

Wealthii is designed for users aged 13 and older. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately at privacy@tideturnerlearning.com.

Users between 13-18 should review this Privacy Policy with a parent or guardian before using Wealthii.

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International Data Transfers

Wealthii operates globally, and your information may be stored and processed in countries other than your own. We understand that international data transfers require careful attention to privacy protections, so we ensure appropriate safeguards are in place when transferring data internationally. These safeguards include standard contractual clauses approved by relevant authorities that provide legal protections for your data, adequacy decisions by regulatory bodies that confirm certain countries provide adequate data protection, and other legally approved transfer mechanisms that meet international privacy standards. These measures ensure that your personal information receives the same level of protection regardless of where it is processed.

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Third-Party Services

Wealthii may contain links to third-party websites or services. This Privacy Policy does not apply to those external services. We encourage you to review the privacy policies of any third-party services you access through Wealthii.

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California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected

• Right to know if personal information is sold or disclosed

• Right to opt-out of the sale of personal information

• Right to delete personal information

• Right to non-discrimination for exercising privacy rights

To exercise these rights, email us at privacy@tideturnerlearning.com.

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Contact Information

For questions about this Privacy Policy or our privacy practices, contact us at privacy@tideturnerlearning.com.

For any support inquiries, please go to https://www.tideturnerlearning.com/help.

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This Privacy Policy is effective as of the date listed above and applies to all users of Wealthii.